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Earn
income with
fixed returns

Benefit from 100% capital
protection* on your initial
investment while receiving a
monthly income at a
12.6% Rate of Return.
Calculate your Returns
Call Me Back

Earn Income
with fixed returns

Benefit from 100% capital protection* on your initial investment while receiving a monthly income at a 12.6% Rate of Return.
Calculate your Returns
Call Me Back

What is the Fixed Return Income Portfolio all about?

A 100% capital protection on your initial capital investment amount whilst generating a monthly income.
What are the Aluma Capital benefits?

  • Offers 100% capital protection while generating monthly income.

  • In partnership with a leading South African bank, we invest in fixed-income securities to produce sustained income through monthly dividends until maturity.

  • Suitable for individuals and institutional investors with a low to medium risk tolerance, seeking high fixed income with low risk.

Investment Objectives: Focuses on investments that yield predictable interest payments for steady returns.

Access: Breaks down barriers that have historically prevented individuals from investing in private investments.

Liquidity: 5-year investment horizon with interest payments offering additional liquidity in the interim.

Capital Protection: Focus on lower-risk strategies, significantly reducing the risk of capital loss.

Fixed Return Growth Portfolio product breakdown

Risk Profile

Rate of Return

12.6%

Term

5 years

Investment Focus

Generate predictable returns over a 60 month investment period

Capital Protection

100%

Investment Portfolio

Income Portfolio
What are the Aluma Capital benefits?

  • Offers 100% capital protection while generating monthly income.

  • In partnership with a leading South African bank, we invest in fixed-income securities to produce sustained income through monthly dividends until maturity.

  • Suitable for individuals and institutional investors with a low to medium risk tolerance, seeking high fixed income with low risk.

Investment Objectives: Focuses on investments that yield predictable interest payments for steady returns.

Access: Breaks down barriers that have historically prevented individuals from investing in private investments.

Liquidity: 5-year investment horizon with interest payments offering additional liquidity in the interim.

Capital Protection: Focus on lower-risk strategies, significantly reducing the risk of capital loss.

Fixed Return Growth Portfolio product breakdown

Risk Profile

Rate of Return

12.6%

Term

5 years

Investment Focus

Generate predictable returns over a 60 month investment period

Capital Protection

100%

Investment Portfolio

Income Portfolio

What are you investing for?

Calculate your Returns

What are the Benefits of Fixed Return Income Portfolio?

Capital Protection

Clients receive a 100% capital protection from a leading South African bank, protecting their initial investment in the event of market fluctuations or economic uncertainties. This provides clients with security and risk minimisation.

12.6% Rate of Return

With a Rate of Return of 12.6%* per annum, the investment opportunities offered to clients have the potential to deliver substantial returns. This provides clients with opportunities for significant growth on their investments.

Income on Initial Capital

The fixed income option allows clients to receive monthly income payments generated from their investment, which can be particularly beneficial for those seeking a steady stream of earnings.

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* The performance rate is the minimum rate of return that an investment must generate in order to be considered successful.
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Fixed Return Income Portfolio Calculator

Calculate your potential returns on your capital. Investments start from R100 000.
Fixed Return Income Portfolio Calculator Mobile

Section

R
PLEASE NOTE: Minimum investment of R100,000 required.

Section

Gross Projected Monthly Dividend

per month (before tax)

per year (before tax)
Nett Projected Monthly Dividend

per month (after tax)

per year (before tax)
For a more detailed forecast please submit your details below.

Disclaimer: This forecast is valid for a period of thirty (30) days only from the date of issuance. Please note that projections and returns are subject to change after this time frame. Signing this document does not mean that either you or Aluma have accepted this investment proposal, it is simply proof that you agree that the contents of the investment proposal was explained to you.

Please review the Terms and Conditions that will be included within your forecast.

By clicking 'Submit' you agree to the Terms and Conditions as laid out by Aluma Capital.

Fixed Return Income Portfolio Calculator

Calculate your potential returns on your capital. Investments start from R100 000.
Fixed Return Income Portfolio Calculator Desktop

Section

R
PLEASE NOTE: Minimum investment of R100,000 required.

Section

Gross Projected Monthly Dividend
Nett Projected Monthly Dividend

per month (before tax)

per month (after tax)

per year (before tax)

per year (before tax)
For a more detailed forecast please submit your details below.

Disclaimer: This forecast is valid for a period of thirty (30) days only from the date of issuance. Please note that projections and returns are subject to change after this time frame. Signing this document does not mean that either you or Aluma have accepted this investment proposal, it is simply proof that you agree that the contents of the investment proposal was explained to you.

Please review the Terms and Conditions that will be included within your forecast.

Speak to an Advisor

We know your time is precious, so let’s save it. Fill in the form below and one of our advisors will contact you.

Fixed Return Income Portfolio Quick Contact
Minimum Invstment of R100,000M
Is the Capital available?
By clicking 'Submit' you agree to the Terms and Conditions as laid out by Aluma Capital.

* All investments carry an inherent level of risk, and any income generated from them may fluctuate. Past performance is not a reliable indicator of future results. Independent financial advice is recommended to ensure this investment is suited to your investment needs and meets your level of risk.

Fixed Return
Income Portfolio

This investment option ensures 100% capital protection* on your initial investment, while also providing a monthly income with a 12.6% Rate of Return.

* Please note that the use of words or phrases such as (or similar to) “capital protected” in the name of any relevant security or anywhere in the relevant documentation or marketing material refers only to the obligation of the portfolio manager to repay any initial principal amount at maturity.

The relevant security is not guaranteed by any party.

Capital Protection is only applicable if the product is held until maturity, i.e. for the full term.

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